Agriculture Department,

Uttar Pradesh

Pardarshi Kisan Seva Yojna,

Kisan ka Adhikar Kisan ke Dwaar

National Crop Insurance Program

2. Pradhan Mantri Crop Insurance Scheme/Reorganized Season Based Crop Insurance Scheme

    In the year 2016-17,Pradhan Mantri Crop Insurance Scheme is all district of the state in Kharif and Rabi in which crops-paddy, maize, Oat, Millet (Bajra), Split Black Gram (Urd), Split Green Gram(Moong), Coconut, Seasame, Soyabean, Split Red Gram (Arhar) and Sugar cane and Wheat, Gram, Peas, Split Red Lentil (Masoor), lahi , mustard and potato is notified in Rabi. Industrial crops-Banana in district Kushinagar and Gorakhpur and Chili in Fatehpur and Firozabad is notified under Reorganized Season Based Insurance Scheme in the year 2016-17.
  1. Pradhan Mantri Crop Insurance Scheme -
    • This scheme is started in the year 2016-17 Kharif in the state. Key point of the scheme is given below:
    1. Provision for financial assistance for non-sowing/sowing failure, losses to standing crops due to natural calamities. diseases, worms and crop damage in next 14 days of harvesting to all those farmers who has taken crop insurance policy as insurance cover.
    2. The scheme is being implemented on Panchayat level of all the district.
    3. Farmer who have availed loan facility has been included mandatorily and other farmers inclusion is voluntary.
    4. Amount assured equivalent to cost of production has been notified at the district level.For all crops, actual premium rate is applicable.
      Premium payable by the farmer has been fixed maximum 02 % in Kharif and 1.5 % in rabi. For cash and horticulture crop, premium payable is fixed maximum 5%.Difference in the premium share of the farmer and actual premium paid will be born by central and state government in equal proportion.
    5. Maximum rate of actual premium of the crop is not decided and provision of reduction in insured amount has not been implemented as per provisions of modified National crop Insurance Scheme. Hence in all district of the state, amount insured has been fixed according to the cost of production.
    6. There is provision for estimation of crop damage at the end of season on the basis of crop production obtained from crop harvesting experiments in fixed number in Gram Panchayat. In case of crop damages by local calamities-hail stone, land slide and water logging, there is provision of estimation of estimation of loss at personal level and in other risks at Gram Panchayat level.
    7. Claims payable to the farmers is to be born by Insurance Company. Financial liability of Central and State Government is limited to grant payable on premium only.
    8. In the year 2016-17,ICICI Lombard General Insurance Company Ltd. In district Amroha, Jhansi, Moradabad, Shamli and Shrawasti and Agriculture Insurance Company of india Ltd in rest 69 district of the state has been nominated as implementing agency of the scheme.
    9. Proposal for implementation of Pradhan Mantri Crop Insurance Scheme in the coming Kharif and Rabi season of the year 2017-18 in all district of the state is under consideration of the government.
  2. Modified Season Based Crop Insurance scheme-
    • Key point of this scheme is as follows:
    1. There is provision of financial assistance to all those farmers in the scheme who has taken crop insurance against the probable crop damage due to adverse seasonal conditions.
    2. The scheme is implemented on meteorological centers established at block level in the district. In each block, 02 automatic meteorological centers is established. There is provision of claims against the crop damages on the basis of difference in daily figures of the season obtained from the center and required seasonal conditions.
    3. Farmer who have availed loan facility has been included mandatorily and other farmers inclusion is voluntary.
    4. Amount assured equivalent to cost of production has been notified at the district level. For all crops, actual premium rate is applicable. Premium payable by the farmer has been fixed maximum 02 % in Kharif and 1.5 % in Rabi. For cash and horticulture crop, premium payable is fixed maximum 5%.Difference in the premium share of the farmer and actual premium paid will be born by central and state government in equal proportion.
    5. Maximum rate of actual premium of the crop is not decided and provision of reduction in insured amount has not been implemented as per provisions of modified National crop Insurance Scheme. Hence in all district of the state, amount insured has been fixed according to the cost of production.
    6. Claims payable to the farmers is to be born by Insurance Company. Financial liability of Central and State Government is limited to grant payable on premium only.
    7. In the year 2016-17, ICICI Lombard General Insurance Company Ltd. In all the 04 selected district Kushinagar, Gorakhpur, Fatehpur and Firozabad has been authorized as implementing agency of the scheme.
    8. Proposal for implementation of modified season based crop insurance scheme for Banana and Chili in selected district of the state from the year 2017-18 onwards is under consideration of state government.